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An interactive look at our history

To celebrate more than 150 years in the insurance industry, we created an award-winning timeline to show all that we, along with our business partners, have accomplished together. It inspires us to keep innovating into the future.

Automobiles / Vehicles

New replacement coverage for newer commercial vehicles, insuring the full replacement cost of autos that are stolen or damaged beyond repair.

In addition, a hybrid upgrade endorsement is available, enabling businesses to "go green". We write everything from single autos to fleets.

General Liability

We offer both broader coverages and standard liability policies. Primary and Excess coverages are available as stand-alone policies or as part of a package or program.

We customize coverages to handle unique risks.


The global marketplace requires specialized international insurance protection. Even smaller companies, with minimal foreign operations, may have exposures not addressed by their domestic insurance.


Broad property protection for a wide range of businesses and risks. We offer innovative coverages, such as green building insurance.

Small Business

Our American Business Coverage(R), delivers broad coverage that gives small businesses protection for building and business personal property. We also provide coverage for your other insurance needs:

  • Commercial Automobile

  • Workers' Compensation
  • Commercial Umbrella

Professional Liability

Primary and Excess professional liability coverage for individuals and for a broad range of professional groups. Our customers benefit from:

  • Industry-specific expertise
  • Flexible underwriting
  • Risk management services

Workers' Compensation

We offer workers' compensation for a wide range of small to mid-sized businesses with integrated claims service and risk management services such as:

  • Accident prevention
  • Early return to work

Management Liability

Our suite of management asset liability products is designed to protect the management of private companies and nonprofits from liability exposures. A broad range of coverages include::

  • Directors & Officers (private companies)
  • Directors & Officers (nonprofits)
  • Employment Practices Liability
  • Fiduciary Liability

Inland Marine

Our sister company, Allianz Global Corporate & Specialty (AGCS), is recognized as the industry-leader in inland marine underwriting in the United States. AGCS writes more than 250 classes of inland marine insurance.

  • Dedicated marine underwriters
  • Full range of risk management services
  • Largest Marine loss control staff in the industry

Ocean Cargo

Our sister company, Allianz Global Corporate & Specialty (AGCS) provides worldwide coverage and streamlined, online underwriting to customers who import or export finished goods or raw materials. AGCS writes local, admitted policies in more than 100 countries.

  • Unsurpassed underwriting expertise
  • A worldwide network of claims adjusters
  • Largest Marine loss control staff in the industry

Hull and Marine Liability

Our sister company, Allianz Global Corporate & Specialty (AGCS) insures domestic shipyards, vessel owners, freight handlers and others who require unique liability coverages. AGCS policies can be stand-alone or written as part of a tailored package of coverages.

  • Dedicated underwriters in local markets
  • Local claims professionals
  • Largest Marine loss control staff in the industry

Affinity Groups & Associations

We create group programs for trade associations and affinity groups, and we also offer special coverages for individual customers who share similar, unusual risks.

  • More than 30 years of underwriting experience
  • Wide range of property and liability coverages offered

Fireman's Fund RiskAdvisor

As a business insurance policyholder, you have access to a library of information, tools and services all designed to help you manage the risks associated with running a business.

  • Claims reporting tools, loss run tools, and more
  • Library of loss prevention recommendations
  • Articles about unique risks in specific industries

Umbrella & Excess

Fireman’s Fund offers a full range of liability products for a wide variety of businesses, both small and large.

Claims and Risk Services

We help our business insurance customers lower their risk and reduce their exposure. If a loss does occur, it's our priority to provide exceptional service and help get their business back on track.


We work with certified insurance agents to provide coverage for the entertainment industry, including film and TV production, post-production and touring entertainment.

  • Superior capacity to underwrite worldwide films with production costs exceeding $200 million.
  • Dedicated underwriters and claims adjusters
  • More than 80 years of industry experience

Farm and Ranch

We provide broad coverages for a wide range of farms, ranches and wineries. We insure property as well as livestock and crops. We are able to:

  • Insure high risk farm operations
  • Write Excess and Umbrella limits up to $25 million
  • Write farm-specific commercial auto

Golf and Sports Clubs

We insure a wide range of sports facilities - from full-service country clubs to public tennis courts. We tailor property and liability coverages to the specific needs of this industry. Special coverages include:

  • Retroactive limited pollution coverages
  • Event cancellation expense
  • Crisis management

Hotels, Motels, Inns

We insure a wide range of hotels and inns - from economy to luxury, providing customers with special coverages to protect their investment. Coverages include:

  • Guest evacuation and move-back expense
  • Event cancellation expense
  • Food contamination
  • Crisis management
  • Valet parking


A portfolio of insurance products and services for small to mid-sized manufacturers of furniture, plastics, metalworking, electrical and electronic equipment, and other durable goods. Coverages offered for:

  • Product recall expenses
  • Lost income due to losses sustained by a key buyer or supplier
  • Errors and omissions
  • Equipment breakdown

Printing Services

We insure a wide range of printing services - from typesetting to book printing. We offer flexible, innovative coverages that are important to printers, including coverage for:

  • Prototypes such as layouts and graphics
  • Property at trade shows
  • Penalties paid for late delivery due to a covered loss

Real Estate

We insure a wide range of large and small real estate ventures, including retail and office buildings, multi-family units and industrial buildings. Innovative coverages that are available to real estate businesses:

  • Tenant move-back expenses
  • Errors and omissions
  • Property protection if tenant fails to maintain insurance
  • Increased realty tax assessment, following building repair


We insure restaurants ranging from quick serve to fine dining and offer several coverages tailored to their unique needs:

  • Tips included in business income for payroll calculations, after a covered loss
  • Crisis management services to protect the restaurant s reputation
  • Reimbursement for costs of a communicable disease outbreak

Senior Living Facilities

We insure small residential homes and large multi-bed facilities for senior living, skilled nursing and continuing care retirement communities. In addition to property coverage we offer a range of important liability coverages for assisted living, including:

  • General liability
  • Limited professional liability
  • Abuse and molestation


We insure commercial winery operations including making wine, vineyards, retail stores and tasting rooms and tours. We also insure private homes that have small wineries. Coverages tailored to the specific needs of wineries, including:

  • Wine products, barrel and case storage products
  • Product withdrawal expenses
  • Valuation options for library wines
  • Hospitality services errors and omissions

Tailored Packages

We work with agents to create tailored insurance packages that protect fine homes, autos, valuables and assets. The advantages in placing all your personal insurance with Fireman's Fund include:

  • Discounts for multiple policies
  • No gaps in coverage
  • Seamless claims service


We insure custom homes and condominiums that have unique designs, rich architectural motifs and extensive landscaping. The replacement costs for these homes generally range from $1 million to $50 million. We provide coverage for:

  • Full replacement cost, with a cash settlement option
  • Living expenses for the time necessary to rebuild your home
  • Costs required to meet upgraded building codes

Automobiles / Vehicles

We insure high value, luxury cars. We understand that, in the event of an accident, drivers want a seamless claims experience. We offer:

  • Car-valuation that is locked-in for the policy term
  • Car rental with no cost-per-day limit
  • Worldwide liability protection

Small Business

Our American Business Coverage(R), delivers broad coverage that gives small businesses protection for building and business personal property. We also provide coverage for your other insurance needs:

  • Commercial Automobile
  • Workers' Compensation
  • Commercial Umbrella

Umbrella & Excess

Broad liability coverage for people with significant assets. We can write up to $100 million in liability insurance. Our innovative coverages include protection for:

  • Auto accidents caused by uninsured or under-insured people
  • Domestic employee lawsuits
  • Service on a nonprofit board of directors.

Collections & Valuables

Superior protection for your jewelry, fine arts, antiques, wine collections and other valuables. Our policy includes immediate worldwide coverage for new acquisitions for your collection. We also provide:

  • Market value settlements up to 150% of agreed-value
  • Coverage for valuables loaned to museums
  • Automatic coverage for breakage

Yacht & Watercraft

We insure all kinds of watercraft - from ski boats to $30-million yachts with captain and crew. We lock in an agreed-value for the policy term and offer broad coverages such as:

  • Captain and crew liability
  • Use of a temporary craft during repairs
  • Extended navigational limits

Fireman’s Fund RiskAdvisor

An online resource dedicated to providing helpful tips and advice so you feel confident in your plans to protect your home and family.

Special Events

You planned the perfect event. Now, plan for the unexpected with Fireman's Fund insurance coverage for your wedding, anniversary party, fundraiser, trade show and much more.

Our affordable special event solutions protect your private or public celebration from the unexpected and also provide the liability coverage that is often required by rental facilities. You can tailor your policy to fit your needs, occasion and budget.


Our sister company, Mondial Assistance, serves millions of people each year with travel protection and assistance, concierge services, and international medical assistance, and evacuation management in nearly every country you might visit.

Policy features include:

  • Annual travel insurance for your and your family
  • Network of 400,000 service providers
  • Associates that speak 40 languages available to help you

Wealth Advisors

We work with wealth advisors to assess the needs of high net worth individuals and families. We offer more choices and flexibility and take a consultative approach to risk management and loss prevention. Our flexible, innovative products and services are designed to protect fine homes, autos, valuables and other assets.

Claims and Risk Services

We help our customers prevent losses to their home and possessions. If a loss does occur, it's our priority to provide exceptional service and help get their life back on track.

Payment Options

As a personal insurance policyholder, you have the option to sign up for Online Bill Pay

  • Receive and pay your bill online
  • Save time and money by signing up for one-time or recurring electronic funds transfer (EFT) payments
  • Avoid installment fees by signing up for either paperless statements or recurring EFT

For more information on your payment options, select the Paying My Bill link.