"Seeing" a Home in a Different Way

Wouldn't it be great to find out about an issue that is developing behind the wall of your home and be able to address it before it becomes a very expensive repair? Or, how about learning about the structural integrity of a wall or surface before you hang a major artwork on it?


This is what thermal imaging technology can do.


Infrared cameras utilizing thermal imaging technology are increasingly used in home inspections of all types, allowing professionals to "see" behind walls and ceilings, measuring thermal energy and locating temperature variations or anomalies that are often undetectable to the naked eye. Forward Looking Infrared (FLIR) cameras use an imaging technology that senses infrared radiation. Thermography makes it possible to "see" the infrared environment with or without visible illumination. With a FLIR camera, warm objects stand out well against cooler backgrounds. For risk mitigation purposes, a cooler temperature may indicate a wet area from a leaking unexposed water pipe or water intrusion from a roof leak. A hot reading may indicate an electrical hot spot, which may be a potential cause of fire.


Benefit for High Net Worth Policyholders
The FLIR infrared cameras help identify moisture problems and potential fire hazards in homes. By utilizing this technology, risk services personnel may help reduce the risk of catastrophic fire (and potential for loss of life) along with water losses to homes and personal contents. This non-invasive testing, used in combination with other inspection methods such as moisture meters and the analysis of structural drawings, help identify potential issues before conditions have a chance to further deteriorate.  In addition, by zeroing in on the problem, repair costs can be reduced as larger sections of a wall or ceiling don't have to be knocked down to discover what is occurring behind them.

Fireman's Fund has the ability to offer consultative service using the FLIR infrared camera technology.  Talk to your agent to learn more.

This publication provides general information and/or recommendations that may apply to many different situations or operations. Any recommendations described in this publication are not intended to be specific to your unique situation or operation and are not intended to address all possible hazardous conditions or unsafe acts that may exist. Consult with your staff and specialists to determine how and whether the information in this publication might guide you in specific plans for your situation or operations. Additionally, this article does not substitute for legal advice, which should come from your own counsel.