We provide liability products that protect the management of private companies and non-profits from liability exposures. Our products protect corporate assets and, in some instances, provide protection for the personal assets of directors and officers.
In today’s litigious society, businesses need this broad range of liability coverages.
Our products include:
We provide directors and officers insurance (D&O) for privately held companies. This is important coverage because directors of privately held companies can be held personally liable for their management decisions.
Our D&O coverage protects past, present and future directors and officers, trustees and the corporation from actual or alleged negligent acts, errors or omissions, misleading statements or breaches of duty. The policy provides for defense in the event a lawsuit is filed against a director or officer.
We provide directors and officers insurance (D&O) for nonprofit organizations. This is important coverage because directors of nonprofits can be held personally liable for decisions that impact the organization.
Our D&O coverage protects past, present and future directors and officers, trustees and the organization from actual or alleged negligent acts, errors or omissions, misleading statements or breaches of duty. The policy provides for defense in the event a lawsuit is filed against a director or officer.
Companies of all sizes face the threat of employee lawsuits for wrongful termination, sexual harassment, discrimination and many other employee issues. General liability policies do not generally cover employee practices claims.
We offer employee practices liability insurance that protects businesses from costly lawsuits and expensive settlements. Additionally, our policyholders receive access to an employee practices website that provides risk management tools, including model workplace policies and training, to prevent sexual harassment and discrimination.
Any company that provides pension and employee benefit plans needs protection against lawsuits for breach of duty as defined by the Employee Retirement Income Security Act (ERISA) or other similar laws. Company officers, who are trustees of the plan, as well as any outside trustees, may be personally liable for damages.
Our fiduciary liability policy covers actual or alleged negligent acts, errors or omissions in the administration of government plans, qualified ERISA benefit plans and other employee benefit plans.