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Professional Liability

Our professional liability policies protect a wide range of professionals and quasi-professionals from costly lawsuits that arise from rendering or failing to render services for their clients.

When you buy professional liability insurance, you need to know that the insurance company understands your business and has the commitment and financial strength to be there to handle a claim that might take years to settle.

At Fireman’s Fund we have decades of experience underwriting professional liability for a broad range of professions. Our company has been in business for 150 years, and we are a member of the Allianz Group, one of the world’s largest providers of property and casualty insurance.

For Lawyers

Our professional liability insurance protects legal professionals from lawsuits arising from the services that they provide or allegedly fail to provide.

 

With over 25 years of experience, we are one of the leading writers of professional liability insurance for lawyers, and we are known for our expertise in the market. We understand the risks lawyers face, and we can tailor coverage to meet each firm’s needs.

 

Our long term commitment to this market combined with our financial strength gives lawyers – from solo practitioners to global law firms – confidence that we will be there to defend them, pay claims and provide expert claims services, if ever the need arises.

 

Coverage may be tailored to include:
 

  1. Limits up to $10 million
  2. Lateral hires
  3. Prior acts
  4. Defense for hearings before regulatory authorities
  5. Innocent insured coverage for employee dishonesty claims
  6. Lateral hire/career coverage
  7. Extended reporting coverage for qualified retirees
For Accountants

Our professional liability insurance for accounting firms provides comprehensive protection against malpractice claims.

 

We are a leader in writing professional liability for accounting firms. We provide some of the broadest coverage in the industry, tailoring policies to meet the individual needs of accounting firms of all sizes.

 

Our long term commitment to this product and our financial strength give accounting firms confidence that we will be there to defend them and pay claims, if ever the need arises.

 

Features include:
 

  1. Superior coverage options
  2. Limits up to $10 million
  3. Coverage for costs related to responding to subpoenas
  4. Coverage for both employed and contract professionals
  5. Expert, dedicated claims specialists
For Health Professionals
We provide professional liability insurance that protects and defends allied health professionals. We are widely regarded as having premier professional liability products and excellent medical claims analysts.

Our policies cover 29 employed and self-employed allied health professions, including:
 

  1. Nurses
  2. Therapists
  3. Pharmacists
  4. Psychologists
  5. Counselors
  6. Students in allied health professions

 
We are able to offer our professional liability policies at attractive, group rates. Applicants automatically become members of the purchasing group after their applications are approved and premiums are received.

For Medical Facilities

We offer a broad portfolio of both admitted and non-admitted professional liability products designed specifically to protect and defend allied medical facilities and their staff. We are widely regarded as having premier professional liability products and excellent medical claims specialists.

Some of the facilities we protect include:
 

  1. Home health care
  2. Healthcare staffing agencies
  3. Hospices, medical testing
  4. Laboratories and imaging centers
  5. Drug and alcohol rehabilitation centers
  6. Halfway houses
  7. Dialysis centers
  8. Outpatient mental health facilities
  9. Multi-disciplined social service organizations
For Miscellaneous Services

Fireman’s Fund Pro GardSM Professional Liability

 

It’s not just professionals like doctors and lawyers who need errors and omissions (E&O) professional liability coverage.  Any service professional acting in the best interests of their clients faces the potential for a lawsuit or a claim.  We understand the exposures of service professionals – from sole practitioners to multimillion dollar corporations.  That’s why businesses that provide a service need a flexible professional liability insurance product.

 

We provide Fireman’s Fund Pro Gard E&O professional liability coverage for a broad range of service professionals – from sole practitioners to multimillion dollar corporations – across, but not limited to – the following business segments:
 

  1. Employment/placement
  2. Business support
  3. Insurance related
  4. Consultants
  5. Legal support

We provide additional liability products that complement professional liability, helping businesses further protect their assets.

  • Management Liability offers coverage for:
  1. Directors & Officers 
  2. Employment Practices Liability  
  3. Fiduciary Liability

 
Expert Claims Handling

We have an experienced staff of professionals who only work on professional liability claims. Policyholders who have had claims rate us very highly and become loyal, long term customers.

To learn more, contact a > Fireman's Fund independent agent.

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These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Availability of coverages, credits and options may vary by state.
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