We design group solutions for traditional or non-standard market niches with specialty coverage needs.

Our programs are designed for buyers who have similar risk factors, are united by an unmet product or service need and are willing to work together to solve their shared problems. These buyers are generally clustered around an industry expert program administrator and/or are affiliates of a buying group, trade association, franchise, professional society or hobbyist/dealer/collector group.

Our programs start with existing premium levels of $1 million and grow to levels of $20 million or more, can be either mono-line or multi-line in coverage and on either an admitted or non-admitted basis, depending on regulatory considerations and the flexibility needed for form and rate filing. Policies may be individually underwritten by Fireman’s Fund underwriters or handled by the broker/agency through a limited outsourced underwriting and policy processing arrangement.

Our distribution channels for programs are managing general underwriters, wholesale brokers, and retail agents with established program facilities and marketing capability.