Property | Fireman's Fund

Property

Our commercial property program offers one of the most extensive property protection plans available. Exceptional coverages protect against loss to both buildings and business personal property, along with optional business income protection and guaranteed replacement cost coverage.

We offer broad property protection for a wide range of businesses and risks – specializing in commercial property coverages for manufacturing, wholesale, hospitality, retail, and business and professional services. Fireman’s Fund offers business income protection, asset protection, protection against escalating expenses, budget protection, and protection against loss of reputation for commercial property exposures.

Property-Gard Select®	Coverage highlights for Property-Gard Select coverage forms include: Debris Removal: 25% of direct loss or $5,000,000 Fire Department Service: $25,000 Pollutant Clean-up $25,000 Newly Acquired Property: $250,000 Real, Personal and time element Valuable Papers: $100,000 Accounts Receivables: $100,000 Property Off-Premises:$100,000 Outdoor Property: $1,000/ $25,000 Trade Show Coverage: $100,000 Defense Costs: Included EDP Media: $100,000 Building Ordinance (Coverage A): Included D&ICC Limits: $100,000 Premises Definition within 1,000 feet Valuation: Replacement Cost with ACV option
Highly Protected Risk (HPR)	Fireman's Fund offers broad forms, high capacity, and flexible coverage to large, property-driven commercial customers, giving them access to fully integrated HPR teams with experienced underwriters and HPR engineers who work together to assess, mitigate and manage risk for clients with major property exposures. Our HPR program is ideal for clients looking for: Minimized catastrophic loss potential Lower insurance costs The peace of mind of having protected facilities Expert fire protection engineering consulting Solutions for complex risk transfer situations.
	Our market-leading coverages include:
Historic Properties	Fireman's Fund Commercial Insurance, in partnership with National Trust Insurance Services, LLC (NTIS), is proud to be the insurer for many historic and significant older commercial buildings. We offer broad coverages and considerable experience in advising policyholders on the special coverage issues faced by older buildings -- challenges such as aged wiring, outdated plumbing, damaged foundations, fire code updates, historic certification and more. Our appraisers and underwriters are specially trained in this area. For more information on historic properties coverage
Green Building	The First of its Kind: Green-Gard® suite of coverages for traditional and green buildings. Our market leadership in this area moves further ahead with the introduction of our Green-Gard Green Coverage Endorsement. For more information on our Green Buildings coverage
Data Compromise	In today’s litigious world, protecting customers, employees and others from identity theft isn’t just a matter of public relations; it goes directly to a client’s bottom line. Fireman’s Fund Data Compromise coverage enables business owners to respond effectively if the personal information in their care, custody, or control is stolen or compromised
Crisis Management	Having the right insurance coverage for a crisis can help your clients react to the situation with confidence and clarity. More importantly, it can help them withstand the event with their reputation intact, despite the threat of negative publicity, the effect on employee morale, and the disruption of operating income. For more information on our Crisis Management coverage

To learn more, contact a > Fireman's Fund independent agent.

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