Three days before production begins on a new product, the research department is gutted by a fire, destroying the prototype and $50,000 worth of documentation. The delayed launch date results in another $150,000 in lost sales.

Our Property-Gard Extension endorsement – with real property and business personal property coverages – provides some of the broadest protection against losses related to prototypes, research and development documents. Additionally, we reimburse for loss of net income, if competitors beat you to market because of your loss.