A fitness club member opts for the deluxe spa package that includes exfoliation, detoxification and a mud wrap. The next day her body is covered with a painful rash. She is talking about a lawsuit.

Many businesses make the mistake of thinking their general liability policy will cover any problems in spa services. Often, they don’t. That’s why Fireman’s Fund offers a professional liability policy that addresses the specific needs of spas. Coverage covers the cost to defend lawsuits as well as payments made to claimants.