In today’s contentious legal environment, companies usually need at least a second layer of protection against skyrocketing liability verdicts that can cost millions of dollars and exhaust the primary policy limits, leaving your company dangerously exposed.
Fireman’s Fund offers a full range of liability products for a wide variety of businesses, both small and large.
The Fund Umbrella® can eliminate gaps in coverage over and above your primary policy, while adding extra liability coverages. Additional coverages are available by adding endorsements such as:
Coverage for operational and reputation-management expenses
The Commercial and Personal Excess (CAPE®) is a personal umbrella endorsement that we can add to a customer’s commercial umbrella or excess policy. A CAPE policy augments your own homeowners and auto policies, providing extra protection against catastrophic losses.
Many companies appreciate being able to offer this insurance to their senior executives.
Larger businesses may need higher limits of liability – excess and high excess coverages that provide added layers of protection. We can write up to $50 million in excess limits for select businesses.
We have written umbrella and excess liability coverage for more than 50 years, and our underwriters average more than 20 years of experience in writing umbrella and excess policies.
Commitment and Financial Strength
We have the commitment and financial strength that you should look for in excess insurance. You can rest assured we will be here if you ever have a claim.
To learn more, contact a > Fireman's Fund independent agent.