As a collector car owner, you appreciate the difference between a 1956 Silver Cloud and a mass market car. As an insurer of individuals with unique possessions and sophisticated lifestyles, Fireman's Fund understands the importance of exceptional coverage and service. With our coverage for collector cars you get a policy that provides much more than conventional insurance.
High-value car coverageWhether it's a historic automobile or a newer exotic car, Fireman's Fund offers high limits of coverage.
Agreed value coverage especially designed for collector vehiclesPays the full-insured amount in the event of a total loss and reflects the insured value of the car. For partial losses it includes diminution in value as a result of the loss.
Flexible usageAlthough most collector cars are maintained primarily for use in exhibitions, club activities, parades and other functions of public interest, and while Fireman's Fund's reduced rates reflect this limited use, there is no specific mileage restriction. Repair shop of choicePolicyholders are free to use any restorer they choose or even do the work themselves with no reduction in loss settlement. However, by using Fireman's Fund pre-screened quality repair shops, policyholders receive a lifetime guarantee for all repair work performed.
High optional liability limitsCoverage includes protection from legal actions for up to $1 million, more than most other insurance offers. For collections where there are more cars than drivers, blanket liability coverage is available avoiding multiple premium charges.
"For display only" coverage – Fireman's Fund offers specially priced coverage for large car collections that are primarily "for display" (garaged and/or exhibited) and driven only to maintain the vehicle.
Prestige Auto can also help you keep the car you use regularly in tip-top shape.
To learn more, contact a > Fireman's Fund independent agent.