It's not that you think you'll ever really be a victim of identity fraud. It happens to someone else, right?

But it's nice to know that Prestige® Home Premier provides up to $15,000 identity fraud coverage (or up to $25,000 with Added Measure®) for expenses incurred to resolve the work of thieves who steal your personal information and run up charges in your good name.

Coverage for Identity Fraud Expense includes:

1. Attorney's fees incurred in defense of lawsuits brought against you by merchants or their collection agencies; removal of any criminal or civil judgments wrongly entered against you challenging the accuracy or completeness of any data in a consumer credit report. 
2. Lost income as a result of time taken off work to meet with, or talk to, law enforcement agencies, credit agencies, and legal counsel, or to complete fraud affidavits (up to $500 per week for a maximum period of four weeks). 
3. Loan application fees when you must re-apply for loans when the issuing company rejects you solely because of incorrect credit information. 
4. Long distance phone charges to merchants, law enforcement agencies, financial institutions or similar credit grantors or credit agencies to report or discuss an actual identity fraud. 
5. Notary and certified mailing costs for completing and delivering fraud affidavits.
6. Access to the Identity Theft Restoration Resources

Identity Fraud Expense coverage even protects you when the fraud is from Internet usage and transactions.