PricingPreferred rates for high value vehicles.Rates that provide significant value versus the coverages provided
DiscountsThe following is a list of discounts that Fireman's Fund offers in New Jersey:
Auto-Homeowner Account DiscountWe will apply a 20% discount to your automobile insurance policy when you insure your home with Fireman’s Fund Insurance Company (homeowners, condominium, or tenants policy).
Driver Training DiscountApplies to each youthful operator under 21 years of age when documentation is available to show the operator has successfully completed a driver education course which includes 30 clock hours of classroom instruction and 6 hours of actual driving experience.
Good StudentAvailable for full-time high school, college or university students maintaining a "B" average or it's equivalent or numerical grade which must have at least a 3 in a 4, 3, 2, 1 points system or it's equivalent and/or student is included in a "Dean's List" or Honor Roll.
Resident StudentFull time student age 17-24 residing at school/college/university over 100 miles away from home without an insured vehicle.
Car PoolOperator drives no more than 2 days per week or no more than 2 weeks in any 5 week period to work.
Anti-Theft DeviceThe insured vehicle has been equiped or has installed an anti theft device.
Multi-Item PIPA named insured who is the owner and ONLY licensed driver in the household with two or more automobiles insured by Fireman's Fund.
MVR Point FreeWithin the previous five years, all of the drivers assigned to a vehicle have 5 full years driving experience and no MVR points and no at-fault accidents and less than 2 not at-fault losses in excess of $500.
Defensive DrivingAvailable for drivers who have completed a Defensive Driving Course through an organization that has been approved by MVC.
Passive RestraintPrivate passenger auto equipped with a factory installed automatic occupant restraint conforming to the federal crash protection requirements which requires no action by the vehicle occupants to engage the device.
Multi-CarMore than one private passenger auto is owned by an individual or owned jointly by two or more relatives or resident individuals and 2 or more such autos are insured with Fireman's Fund.
For New Jersey Prestige Auto Only
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