Pricing
Preferred rates for high value vehicles.
Rates that provide significant value versus the coverages provided

Discounts
The following is a list of discounts that Fireman's Fund offers in New Jersey:

Auto-Homeowner Account Discount
We will apply a 20% discount to your automobile insurance policy when you insure your home with Fireman’s Fund Insurance Company (homeowners, condominium, or tenants policy).

Driver Training Discount
Applies to each youthful operator under 21 years of age when documentation is available to show the operator has successfully completed a driver education course which includes 30 clock hours of classroom instruction and 6 hours of actual driving experience.

Good Student
Available for full-time high school, college or university students maintaining a "B" average or it's equivalent or numerical grade which must have at least a 3 in a 4, 3, 2, 1 points system or it's equivalent and/or student is included in a "Dean's List" or Honor Roll.

Resident Student
Full time student age 17-24 residing at school/college/university over 100 miles away from home without an insured vehicle.

Car Pool
Operator drives no more than 2 days per week or no more than 2 weeks in any 5 week period to work.

Anti-Theft Device
The insured vehicle has been equiped or has installed an anti theft device.

Multi-Item PIP
A named insured who is the owner and ONLY licensed driver in the household with two or more automobiles insured by Fireman's Fund.

MVR Point Free
Within the previous five years, all of the drivers assigned to a vehicle have 5 full years driving experience and no MVR points and no at-fault accidents and less than 2 not at-fault losses in excess of $500.

Defensive Driving
Available for drivers who have completed a Defensive Driving Course through an organization that has been approved by MVC.

Passive Restraint
Private passenger auto equipped with a factory installed automatic occupant restraint conforming to the federal crash protection requirements which requires no action by the vehicle occupants to engage the device.

Multi-Car
More than one private passenger auto is owned by an individual or owned jointly by two or more relatives or resident individuals and 2 or more such autos are insured with Fireman's Fund.