Your association's insurance policy protects the common areas. It is important to understand your association's declarations and by-laws, which spell out its responsibility in repairing damage inside your condo. Some associations only pay for exposed flooring and drywall, while others pay for finished floors and upgraded appliances.

In any case, a Fireman's Fund Prestige® Home Premier condominium policy  provides superior protection that can dovetail with your association's insurance, while also providing coverage to replace your furnishings and personal belongings.

To learn more, contact a > Fireman's Fund independent agent.