Most people know that a new car loses value as soon as it leaves the dealership. If you’re unlucky and have an accident that totals your car, a standard policy pays just the depreciated value – even if the car is just a few weeks old. 

Fireman’s Fund Prestige Auto® Premier offers a new vehicle replacement option* that insures the full replacement cost of a car that is a total loss for up to its first three model years – with an option for five years. And, we waive the deductible on a total loss. An option is also available to replace the car with a comparable hybrid model.

*New vehicle replacement coverage is available as an extra option and is not available in all states. Coverage must be added within three years of the car's model year, available for up to five model years.

To learn more, contact a > Fireman's Fund independent agent.