If you have a substantial wine collection and don't have it insured separately from your general homeowners policy, you may run the risk of being underinsured.
With Fireman's Fund, your wine collection can be protected under our > Prestige Collections® coverage.
Blanket and itemized coverage optionsChoose blanket coverage or itemized coverage or a combination of the two. With blanket coverage, your entire collection is covered under one limit, with a generous single bottle limit of up to $50,000. Itemized coverage is recommended for wines valued at $10,000 or more and can be combined with blanket coverage to provide the best protection for your collection.
Power outage and mechanical breakdownWe cover loss due to power outage or mechanical breakdown of heating, cooling and humidity control equipment - critical coverages for oenophiles.
Wide spectrum of perilsOur coverage spans a wide spectrum of causes of loss including fire and theft breakage, flood, and a range of others.
New purchase protectionFor new additions to itemized collections, we automatically provide up to 100% of the itemized limit for wine in our policy for new purchases for up to 90 days, giving you plenty of time to report your new acquisitions to your agent. Compare this to 25% or a maximum of $50,000 offered by leading competitors.
Worldwide coverageYour wine is protected worldwide and while in transit.
No deductibles on standard policies.