| International Features
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Competition
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International Benefits
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Owned network of offices-more than 60 countries around the world
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Most of our competitors rely on affiliated partner networks.
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Strong, extensive local presence and expertise. |
Our international forms mirror our domestic forms
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Serious gaps may occur in a clients' overall global program.
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Client receives a consistent level of coverage across their entire program. |
Multicover® can be added
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Some competitors do not easily allow the broader wording-adds to time and expense.
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No need to endorse the contract for additional insureds or vendors. |
Worldwide suits automatically included
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Some competitors offer "Foreign Suits Only" which leaves the client with gaps.
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Coverage anywhere in the world. |
FFIC International offers Travelers Assistance-medical, personal, legal, emergency services
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Some competitors are offering these services at additional cost or with reduced benefits.
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Peace of mind for the traveling client. Available 24 hours a day, 7 days a week. |
Our international property form contemplates the impact of coinsurance deficiencies and currency devaluations
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Many of our competitors do not address this concern while others use restrictive language or sublimits.
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Client is covered for the US$ limit for any loss regardless of the local currency fluctuation. |
Broad coverage territory with no specific country exclusions
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Some competitors exclude specific countries, others have coverage specific territory clauses which may not be obvious to the client.
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Wherever a client is allowed to transact business outside of the U.S., we can follow them. |
Experienced professionals at the regional level
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Mixed structure with varying levels of expertise. Is the customer number one?
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Strong regional service focus designed to put the customer first. |
Contingent Automobile provides a U.S. style liability limit excess of any local compulsory coverage
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Some carriers require that certain underlying limits of liability be carried.
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Consistent, higher limits available in the event of a local loss. |
Please note: Policy territory exceptions pertain to countries where foreign trade is prohibited by law or where there is current or past political or civil unrest.
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