Our Groups and Association Programs are designed for buyers who have similar risk factors, are united by an unmet product or service need and are willing to work together to solve their shared problems. These buyers are generally clustered around an industry expert program administrator and/or are affiliates of a buying group, trade association, franchise, professional society or hobbyist/dealer/collector group. The group programs may be sponsored or non-sponsored.
Our Groups and Association Programs range from mono-line product programs as small as $1 million premium to larger multi-line programs with $10 plus million premium. Policies may be individually underwritten by Fireman’s Fund underwriters or handled by the broker through a limited outsourced underwriting and policy processing arrangement. Both admitted and non-admitted paper is available, depending on the flexibility needed for form and rate filing.
The distribution channels for programs are managing general underwriters, wholesale brokers, and retail agents with established program facilities and marketing capability.
Product Offerings
Our programs can include these products: Inland Marine, Commercial Output Policy, Ocean Cargo, Hull and P&I, Marine General Liability and Excess Liability, Professional Liability, non-admitted General Liability and non-admitted Umbrella/Excess.
Examples of programs include:
- Musical instrument floaters for professional musicians, orchestras and music schools
- Fine arts and historical building coverage for museums
- Equipment coverage for dive clubs
- Shipping coverage for dealers and collectors
- Professional liability for dentists, lawyers, accountants, nurses, medical clinics
- Marine and casualty coverages for equipment dealers (including crane rental) and amusement parks or arcades.
For a complete list of the products we offer or to discuss how to design specialty programs for affinity groups, please contact Jack "Russ" Russell, Fireman's Fund, Washington D.C., at 202.775.0906.
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