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Employment Practices Liability Coverage
Simply staffing your home with gardeners, nannies, chauffeurs, and housekeepers is a concern. And even though you hire well, domestic employees can make claims alleging wrongful employment acts or sexual harassment.

Prestige Excess® with Employment Practices Liability Coverage should be part of your financial protection plan. This policy:

  • Guards you from residence staff who may allege discrimination, sexual harassment or wrongful termination
  • Covers damages up to the limit of liability if you or a resident relative are obliged to pay. Includes defending you in a “suit” administrative proceeding or hearing dealing with the alleged claim
  • Pays $25,000 to hire an employment practices crises management or public relations firm to mitigate damages to your reputation.

Before you make your next move in hiring, customize your Prestige Excess policy with Employment Practices Liability coverage.


Contact an independent agent for more information.

These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.


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