| PRESTIGE AUTO FEATURES
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PRESTIGE AUTO BENEFITS
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INDUSTRY STANDARD POLICY
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| ValueLock® coverage to lock in new or used car values at the start of a policy each year - and there's no deductible for total loss.
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YES, included automatically! Helps restrict depreciation.
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NO, not available. |
| Worldwide Liability, Medical Payments, Collision and Other Than Collision coverage for cars borrowed, rented, or leased by insured or spouse for 90 days or less. Purchase of domestic auto insurance may still be required by certain countries.
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YES, customer's coverages apply worldwide! Frees customer from boundaries of coverage.
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NO, only U.S., its territories and possessions, and Canada. |
| Comparable car rental coverage up to $2,500 with no per-day limit and no deductible to cover transportation after a car accident.
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YES, included automatically! Customer gets rental without compromising standards.
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NO, only $20 a day, $600 per event. |
| Emergency road service and towing to preferred mechanic in 50-mile radius (or closest qualified if further)
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YES, included automatically! Customer gets a choice.
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NO, must be endorsed, usually limited to $75 per event. |
| Emergency living expenses up to $500 (hotel and meal) for car accidents occurring away from home.
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YES, included automatically! Customer isn't stranded.
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NO, not available |
| Key replacement costs up to $1,500 for lost or stolen keys - with no deductible.
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YES, included automatically! Saves customer hundreds on replacing electronic or "smart keys".
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NO, not available. |
| Replacement or repair of broken window glass - with no deductible
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YES, included automatically! And work can be done at home or place of business for convenience.
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NO, must be endorsed |
| Original Equipment Manufacturer Repairs (except window glass)
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YES, included automatically! Customer gets brand name as long as OEM makes the parts.
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NO, not specifically provided. |
Medical Payments Coverage with $10,000 excess limits automatically included.
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YES, adds $10,000 excess coverage to purchased limits.
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NO, excess limits not available. |
Other outstanding Prestige Auto coverages include:
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Coverage up to $500 for Personal Property
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Coverage up to $100 for Audio Tapes / Compact Discs
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Unlimited Coverage for Stereos
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Airbag Replacement Coverage
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Waiver of Deductible for Not-at-Fault
Accidents
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Lowest Deductible for Multi-car loss
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Repairs Guaranteed at Quality-screened Shops
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Vehicle Locator Service
The insurance policy, not this chart, is the actual contract between the insured and the insurance company. The policy contains limits, exclusions, and limitations not detailed in this chart.
Prestige Auto® and ValueLock® are registered trademarks of Fireman's Fund Insurance Company.
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