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Pre-Certification


  What to Do after an Auto Accident

In the event that a named insured or eligible insured person is injured in an auto accident, such person or their health care provider should call Fireman's Fund Insurance Company at (800) 523-9500.

Should a person seeking Personal Injury Coverage fail to supply required information consistent with the terms of our policy an additional co-payment penalty shall be applied for failure to supply any required information. Such penalty shall result in a reduction in the amount of reimbursement of the eligible charge for medically necessary expenses that are incurred after notification to the insurer is required and until notification is received. The additional co-payment shall be an amount no greater than 25% when received 30 or more days after the accident; or 50% when received 60 or more days after the accident. Any reduction in the amount of reimbursement for PIP claims shall be in addition to any other deductible or co-payment requirement.



Additional Information

If you would like to know more about Care Paths, Decision Point Review and the medical procedures, treatments, diagnostic tests requiring pre-certification, information is available by calling Fireman's Fund Indemnity Corporation at (800) 523-9500.

Should you need assistance or have any questions regarding your PIP benefits, please do not hesitate to call.

Note: No coverage is provided by this summary of questions and answers, nor can it be construed to replace any provision of your policy. You should read your policy and review your declarations page for complete information on the coverages you are provided. If there is any conflict between the policy and this summary, the provisions of the policy shall prevail.

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