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Homeowners |
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Homes |
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Green Homes |
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Condos |
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Historic Homes |
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Optional Green Upgrade |
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Optional Equipment Breakdown |
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Optional Surface Water Flood |
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Optional Landscape |
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Optional Added MeasureŽ |
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Optional Business at Home |
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Auto |
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Excess & Umbrella |
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Collections & Valuables |
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Yacht & Watercraft |
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Private Events |
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Travel |
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Keyword |
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| Condominiums |
Dwell on this: your homeowners association may require you to carry coverage for your custom cabinets, floor coverings, fixtures and more.
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Fortunately, PrestigeŽ Home Premier for condos and co-ops goes beyond the basics:
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Say your association assesses unit owners for a common loss. You'd get just $1,000 coverage from a typical policy. But Prestige Home Premier far surpasses the norm with loss assessment provisions to $50,000!
- Need to live elsewhere during repairs? No compromises necessary you get comparable living expenses no matter how long it takes for repairs.
Prestige Home Premier truly complements your homeowner's association policy by covering:
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Most belongings in your home with no deduction for depreciation. Includes coverage for valuables $10,000 on silver, $5,000 on jewelry, and $5,000 on furs.
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Building items in your unit, including upgrades required by code, down to the interior walls, windows, fixtures, and wall coverings your association's policy doesn't cover.
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| Prestige Home Premier for Condos Highlights:
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| Features
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Definition
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Industry Standard HO3/ISO 2000
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Prestige® Home Premier for your Condo or Co-op
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| Loss of Use
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Shelters you when you can't use your property as a result of loss.
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Yes, but only up to the stated limit |
Yes, and with no dollar limit! |
| Increased Costs Required by Code Changes
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Guards against any cost increases for repairs or construction as a result of changes in building, zoning or land use codes.
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Limited (available by endorsement) |
Yes! Bridges gap on what your association's policy doesn't cover. |
| Personal Property Replacement Cost Coverate
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Pays for contents of a home at the current price to replace with no deduction for depreciation.
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No |
Yes! And a cash settlement is available! |
| Theft of Jewelry and Furs
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Coverage for burglary, robbery and embezzlement of jewelry and furs.
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$1,500 (combined) |
$5,000 |
| Theft
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Coverage for burglary, robbery and embezzlement.
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$2,500 |
$10,000 |
| Loss Assessment Coverage
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Pays when homeowners association assesses all unit owners for a common loss.
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$1,000 |
$50,000 |
| Backup of Sewers and Drains
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Pays costs of overflow from sewers, drains and sumps.
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No |
Yes |
| Identity Fraud Expenses
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Reimburses costs to resolve the work of thieves who run up charges in your name.
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No |
$15,000 (or $25,000 with Added MeasureSM) |
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Contact an independent agent for more information.
These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.
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