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| Jewelry Overview |
In a volatile market, it's best to keep appraisals current to make sure that your jewelry collection is insured to its proper value. When your insurance is up to date, you're covered if you suffer a loss.
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You can insure your jewelry collection with Prestige Collections® from Fireman's Fund, an option to our Prestige® Home Premier homeowners policy. With Prestige Collections you can:
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Insure your collection on a per-item basis according to each item's appraised value.
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Insure your collection on a blanket basis with high per-item limits.
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Insure the bulk of your collection on a blanket basis, with very special items scheduled separately according to their appraised value.
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Protect multi-item sets such as earrings. If one earring is lost, for instance, we will pay for the replacement of both items in exchange for the remaining earring.
Keep Your Collection Safe
Insuring your collection to appraised value is important; so is taking good care of your jewelry. Here are a few basic tips for protecting your cherished jewelry collection:
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Photograph and inventory each piece of jewelry. In the event of a loss, this will expedite the claims process.
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Keep a copy of your appraisals, along with your photos, separate from your collection. If your collection suffers a loss, your paperwork won't.
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Keep your collection in a dry, safe place away from the elements and out of view of common visitors to your home. A fire-proof safe is ideal.
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Have your jewelry collection appraised at least every three years, so that your investment is properly insured.
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Contact an independent agent for more information.
These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.
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