Our Prestige Excess®  policy provides high limits of liability coverage for bodily injury and property damage as well as legal defense costs. It also protects you against non-business-related personal injury liabilities, such as libel, slander, wrongful eviction, or false arrest.

Ask your agent about our personal liability coverages if you answer "yes" to any of these questions:

Own a home? Entertain? Have pets?
Our policy provides $1 million or more in personal liability coverage for incidents on or off your premises.

Own a recreational vehicle or boat?
You get an additional layer of personal liability coverage for use of recreational vehicles.

Spend time behind the wheel?
You'll appreciate the additional layer of protection against automobile-related liabilities that this policy provides.

Speak your mind at homeowners association meetings?
A hotly contested issue could result in a slander suit. You need a plan for the unexpected and Fireman's Fund provides the answer.

Serve on a nonprofit board?
Your bankbook could suffer if decisions you make as an unpaid board member of a nonprofit organization result in bodily injury, property damage or personal injury.

Contact an independent agent for more information.

These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.