• Contract flexibility and customized coverage.
   
• Extended coverage (international limits available).
   
• Standard-setting marine claims and underwriting (worldwide claims service available).
   
• Coverage for emergency towing and other related services.
   
• Payment of emergency living expenses.
   
• Coverage for precautionary measures that protect your yacht from an impending covered loss.
   
• Liability and medical payments for you and your family, guests, and crew members.
   
• Protection against loss from uninsured and underinsured boaters.
   
• Coverage for a total loss incurred from vermin damage.
   
• Replacement costs for lost passports and other necessary identification.
   
• Coverage for loss of onboard personal possessions-including scooters and mopeds-and fine art.
   
• Immediate coverage of newly-purchased vessels (includes a 30-day notification grace period).
   
• Payment for bottom inspection (Prestige Yacht policy only).
   
• Limits to agreed value (note: ValueLock® coverage for Prestige Watercraft locks in agreed value for a year's period, protecting against depreciation).

Contact an independent agent for more information.

These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.