"Working with advisors like you, we dedicate ourselves to developing creative, personalized risk management solutions to meet the unique needs of your affluent and high net worth customers."
                                                 Mike LaRocco, President and CEO

We understand the needs of high net worth individuals and families. We offer more choices and flexibility and take a consultative approach to risk management and loss prevention. Our flexible, innovative products and services are designed to protect fine homes, autos, valuables and other assets.

This all-inclusive approach is reflected in our full portfolio of insurance products and risk management services created specifically for your clients-even the most complex accounts.

Select a topic for more information:

• Homes - We specialize in insuring custom homes with unique design, rich architectural motifs, highest quality materials, extensive landscaping, refinished basements, and more.
   
• Historic Homes - We not only provide a thorough risk management review for preserving unique properties, we also offer coverages that other carriers typically do not-including a commitment to replace with like kind and quality.
   
• 'Green' Homes - Help your client replace or rebuild to certified 'green' standards with this cutting-edge coverage.
   
• Auto - High-value luxury and hybrid cars. More cars than operators. Young drivers insured with parents. Stable customers who expect a seamless auto claims experience with zero disruption to their lifestyle.
   
• Collectors Cars - We also insure collector cars, whether they are driven or highly protected showcase pieces.
   
• Valuable Collections - Worldwide coverage for well-managed collections of jewelry, fine art, wine, antiques, and other valuables.
   
• Excess and Umbrella Coverage - A policy for responsible individuals and families with substantial assets to protect. Flexible coverages for individuals on nonprofit boards and for domestic employers. High liability limits for bodily injury and property damage as well as legal defense costs.
   
• Yacht and Watercraft - Hull values to more than $30 million, with experienced captain and crew. Coverage for personal use or occasional charter. Personal watercraft coverage available for ski boats, sail boats, and other recreational watercraft.
   
• Loss Preventation - The program provides our agents with critical information needed to counsel high net worth clients about life safety, property preservation, and future loss reduction.

Dedicated Underwriting Teams
Working with our network of independent agents, our experienced underwriting and risk management teams develop solutions for the unique needs of each policyholder. And while others sacrifice underwriting and pricing to gain market share, we focus on obtaining and retaining quality customers so that we will be here when others are not.

Responsive Claims Service
Fireman's Fund has a team of claims professionals who are specially trained in the unique concerns, product and service needs of high net worth customers. If a loss should occur, we provide a single point of contact to handle your client's claim from start to finish.

For 145 years, we have delivered on our promise to be there for customers even during the most difficult times. Read our Claims & Risk Services Pledge.